New Zealand - Money

Dec 05, 2025

New Zealand's unit of currency is the dollar (NZ$).

All major credit cards can be used in New Zealand, with Visa and MasterCard accepted most widely.

ATMs are widely available.

Many businesses use Eftpos (electronic funds transfer at point of sale), allowing you to use your credit or debit card to make direct purchases and often withdraw cash. You will need to use a PIN, though “tap and go” is becoming more accepted as is Apple Pay.

Tipping is completely optional in NZ.  If you like to reward good service, whether from a tour guide or restaurant wait staff, then 5 to 10% is acceptable, but it's your choice.

Anyone carrying more than NZ$10,000 must declare it on this form - NZCS 337: Border Cash Report  - which is available on the NZ Customs website.

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Related to following destinations: New Zealand
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